Koodihommia

We often debate with my friends on the topic of saving money. For one couple I know, they have made being frugal their dearest hobby. They have made hunting for offers an art form, and the tiny amount of money they spend on essentials beggars belief. I truly admire their commitment, but I often pull my trump card and tell them that they most likely will buy the more expensive house of the two excellent options at one point in their lives. All that effort is nullified by a single choice made later on. It is hard to intuitively say what is expensive. I like making arbitrary financial comparisons between two things. One of my favorites is what I call the terrace bias. Let's say you want a terrace. It costs 4000e. It will bring joy in the summer evenings, have some BBQ and bask in the sun. For the money, you could also reserve a nice restaurant for two every two weeks for 2 years. Or even better, you could always choose the most expensive ice cream for the rest of your life. Or buy the...

After 15 years of being an active cyclist, here is my opinionated guide on how to survive this long. As with any hobby that includes tech, biking is unreasonably full of marketing hype, which appeals to fundamental instincts. You can quickly get sucked into the depths of the seemingly innovative pool of shiny tech and gear. In my opinion, this can seriously hinder the fundamental enjoyment of riding a bike and cause anxiety. A tech-savvy rider will spend his evenings hunting for deals instead of planning that awesome next trip at a local sight. I argue that the latter will satisfy their needs more sustainably. You don't need an expensive bike and kit. I rode my 2005 road bike I bought second hand from 2008 all the way to this year (2020) and my conservative estimate how long it lasted is 1800 hours, so about 45 000 kilometers. I have only two pairs of bibs and jerseys, one cycling jacket, and shoes I bought in 2009. In the winter, I drive my inexpensive travel bike ...